The impact of three animal diseases in Minnesota is being felt, and the Minnesota Department of Agriculture鈥檚 Rural Finance Authority Board is responding with interest-free loans.
The RFA has declared an emergency for avian metapneumovirus, highly pathogenic avian influenza and the H5N1 flu virus. This makes zero-interest available for Minnesota farmers whose operations have sustained livestock losses due to the diseases from Feb. 12, 2025, to Feb. 12, 2026, according to the Minnesota Department of Agriculture news release issued Friday, Feb. 14.
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鈥淭he RFA Board鈥檚 declaration is an important step in helping Minnesota farmers affected by these three animal health diseases,鈥� Minnesota Agriculture Commissioner Thom Petersen said in the release. 鈥淚 encourage those who have faced livestock losses to explore these zero-interest loans.鈥�
Avian metapneumovirus is a highly infectious respiratory disease affecting poultry. It causes significant immunosuppression in birds, which leads to secondary infections and often high mortality. Minnesota has reported 871 aMPV-positive tests since April 2024, which is likely an undercount of actual cases across the state. The disease is a burden to producers who lose birds and have no means of financial support like they do with HPAI and other diseases.
HPAI is a contagious viral disease of domestic and wild birds and is fatal. It鈥檚 a major threat to the poultry industry, animal health, trade and the economy worldwide. The first cases of the current HPAI outbreak in Minnesota were confirmed in March 2022. Since then, there have been 185 cases affecting 9.1 million Minnesota domestic birds, mostly turkeys. There have been four HPAI cases reported in 2025.
H5N1, the same virus that causes HPAI in poultry, can also affect dairy cows and other animals; however, it rarely kills cows. The H5N1 outbreak in dairy cattle appeared in a Texas dairy in March 2024. The first Minnesota case appeared in June 2024. No cases have been reported in 2025.
The Disaster Recovery Loan Program offers affordable financing to support Minnesota farmers after declared disasters or hardship events, such as animal disease outbreaks.
These funds are available to farmers for expenses not covered by insurance, including replacement of flocks or livestock, building improvements, or to cover the loss of revenue when the replacement, improvements, or revenue loss is due to the confirmed presence of one of the three animal diseases. Eligible farmers will work with their local lenders to secure the loans from the RFA.
More information, including full eligibility requirements, can be found on the Disaster Recovery Loan Program webpage at
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